Our financial planning and advice philosophy focuses 100% on you
Our philosophy focusses 100% on you, our client. We listen and learn about your wishes and concerns and never forget it is your money – and your life. We are always available to listen to you and answer any questions you may have.
Using our Fact Find Questionnaire, we ascertain your aims and goals and note your current position. Then we discuss your attitude to risk and capacity for loss. We are always ready to amend our initial proposals to make sure they are fully aligned with your wishes. Then we prepare a Lifetime Cashflow Plan which we update annually to see if you are on target to meet your goals.
All of the above is now a requirement of the FCA, the Financial Conduct Authority. Yet we were doing this in the mid 1980s and were risk assessing our larger clients’ portfolios in the late 1990s. All of this was well ahead of what many other Financial Advisers were doing even in the large wealth management companies.
We encourage you to have a plan and to develop your vision of what you want your lives to look like in the future. We work with you to develop a plan that is affordable and achievable.
We encourage you to discuss tax planning opportunities with us. Our clients are frequently surprised at how much tax can be saved!