Our whole focus is risk return based. You first complete a risk questionnaire and a fact find. We then meet to discuss your attitude to risk and your objectives and put forward some ideas. Once we have ascertained your requirements we present our first draft plan for your investments. We may look at a long term cash flow forecast to see that you can afford your goals or if you are building up a large inheritance tax problem for your family.
Your tax situation is naturally taken into account - unlike many "financial advisors", our director is a chartered accountant, so tax affairs are part of our mainstream work.
In every case, we consider the personal implications, as well as the investment options. It is essential that these are fully considered from the outset, as it can be costly to change your mind once your investments have been put in place.
We then monitor your investments for you and recommend when and what changes should be made. More than that we keep in touch with you to ensure we are always aware of your circumstances and changes in plans.
Our investment advice is offered either on a fee or commission-only basis. We have access to the whole of the market, and we are totally independent of any investment provider.
Alpha Investments and Financial Planning Ltd is entered on the FSA register under reference 546200 and is authorised and regulated by the Financial Services Authority.
The FSA do not regulate tax advice and business sales. Registered in England & Wales under number 07373148.
The guidance and/or advice contained within this website are subject to the UK regulatory regime, and are therefore targeted at consumers based in the UK.
