Life Assurance

AN IMPRESSIVE RECORD OF SUCCESS

We are proud of the fact that our quotes have only been beaten once in 26 years.

We may also suggest innovative ways to reduce your premiums even further - for example recently saving one client £5,000 pa over 20 years.

With critical illness and permanent health quotes, we take extra care to ensure not only that you get the cheapest quote, but also that the policy wording really reflects your needs. This is an area that can sometimes be overlooked, with potentially disastrous consequences. For example, not all permanent health policies deal very well with partnerships, and, not all critical illness policies will pay out if you are unable to carry on your job or profession.

When business partners require life assurance to enable the survivor to buy out the others share, care needs to be taken to avoid an unexpected and unintended large inheritance tax bill.